Head-On Collisions FAQs
Why Should I Retain an Attorney?
Although you have the right to serve as your own attorney, the decision to do so can cost you the value of your head-on collision case. An Insurance Research Council (IRC) study determined that injury victims making claims recovered an average of three times more when represented by an attorney than claimants without legal representation. The study also found that eight or nine of every 10 claimants that obtained ANY recovery from the insurance company were represented by a lawyer. In other words, forgoing legal representation usually results in less or no compensation, so injury victims generally do not save money by handling their own case. Insurance companies know that your chance of recovering more is much greater with an attorney, so they routinely try to discourage injured victims from retaining counsel. Their ultimate goal is to pay injured parties AS LITTLE AS POSSIBLE. They offer “lowball” offers that are much less than the true value of the actual injuries and damages, and sometimes offer nothing at all.
If you suffered injury or lost a family member in a head-on collision with a drunk driver, a successful case requires an understanding of the claims process, the injured party’s legal rights, ways to safeguard those rights, compliance with legal time deadlines, perseveration of evidence, presenting a case in the most persuasive way given the unique facts and circumstances and understanding how relevant laws of the applicable jurisdiction impact a claim. Given the complexity of pursuing a legal claim against an insurance company with its team of lawyers and virtually limitless resources, injured parties should consult with a lawyer specializing in car accidents.
Obtain your free case review by calling our injury hot line at 1-800-529-7766 or CLICK HERE for more information about your head on collision options for a monetary recovery.
Can I Trust the Auto Insurance Company to Give Me a Fair Settlement?
Head-on collision victims tend to suffer severe or even fatal injuries, so they need the fullest monetary recovery for medical expenses, lost income, vehicle repairs, supportive care, and more. Because insurance companies are “for-profit corporations,’ they focus on increasing their profit margin to benefit their investors and shareholders. Unfortunately, insurers accomplish this goal by increasing customers so they can sell as many policies as possible, while denying as many claims as possible and trying to negotiate settlements far below the actual value of a claim.
While the adjuster for the “at fault” driver’s insurance company might seem friendly and helpful, the adjuster’s allegiance is to his employer. “Helpful” insurance adjusters know that individuals represented by car accident lawyers tend to receive substantially more for their claim than injury victims trying to handle their case without legal advice and guidance.
What Must I Do for a Free Injury Claim Analysis with a Seasoned Auto Accident Lawyer?
Head-on collision victims and families who have lost loved ones in collisions with drivers traveling the wrong direction should seek legal advice with the upmost haste. Injury victims have a limited time to file a car accident claim. If you want to make sure you file your case in time and learn about your rights and remedies, you can call our national hotline 24 hours a day/7 days a week at 1-800-529-7766 or CLICK HERE for Legal Help Today!
How Do I Determine What My Claim is Worth?
Knowledgeable auto accident lawyers recognize the uniqueness of every accident. While head- on auto collisions might appear the same to a person with no experience assessing the value of a claim, car accident attorneys know that the facts and circumstances of each case, the applicable law, the strength of the evidence, the amount of available insurance, the jurisdiction, and results in the particular locality in similar cases, can mean they have substantially different values. Many factors must be considered when determining whether an injury victim has a valid claim, as well as the value of that claim.
Since head-on collisions often cause severe and even life-threatening injuries, crash victims need to be aware of insurance coverage that might be available beyond the Defendant’s auto coverage. Experienced accident lawyers will look at the Defendant’s other insurance coverage, and potentially other applicable insurance like uninsured/uninsured motorist coverage and additional parties that could be liable, so that an “at fault” driver’s auto insurance policy limits do not limit a client’s recovery when other coverage might be available or where there might be additional Defendants to pursue. An attorney also can look to see if the injury victim might have other forms of coverage, for example, that covers hospital bills and medical expenses, leaving more of the damages recovered in the claim or lawsuit in the pocket of an injured client. Sometimes even resident relative insurance can afford benefits, depending on the policies and jurisdiction.
If you have concerns about the steps that must be taken to protect your legal rights, legal time deadlines, and your legal right to compensation for head-on accident injuries, speaking with an attorney experienced in handling accident cases constitutes the best way to address your concerns and get your questions answered. Use our national hot line at 1-800-529-7766 today to speak to a knowledgeable car accident attorney 24/7, or CLICK HERE for answers.